I am pleased to announce that Sue Kelley will assume the duties of Internal Credit Reviewer in April.
The internal credit review function is critical to the Association. It provides quality control for both credit analysis and credit administration. It helps the branch offices improve consistency and share best practices. And it is an important part of the on-the-job training for new credit staff. Sue brings considerable experience to this important job.
Sue has worked for Farm Credit since 1982 when she started in the Middlebury and Rutland offices as an Office Assistant-Agrifax. She became a Farm Credit Tax Specialist in 1985. In 1986 she was promoted to Financial Services Representative with responsibilities on the credit side of the business as well as in income tax preparation and recordkeeping. Titles changed in the mid 1990s from Financial Services Representative to Loan Officer, and in 2004 Sue was promoted to Senior Loan Officer. Throughout this time she continued to be an important part of the Association's income tax preparation service, earning the status of IRS Enrolled Agent in 2011. Sue has a Bachelor of Science degree in accounting from Babson College.
Sue's experience as Senior Loan Officer will be invaluable in her new role as Internal Credit Reviewer. Being a credit reviewer, however, is inconsistent with being a loan officer. Sue's loan portfolio will be transitioned to other loan officers by April 15th. (See the blog posts for new loan officers Kristi Wood and Kyle Lussier in the Middlebury office.) Sue will continue her duties as a Senior Tax Specialist.
A brief history of the Association's internal credit review function: From 1995 through 2005 John Peters was in charge of the internal credit review, collateral review and internal audit. The Association hired outside parties for these functions from 2006 through 2011. In 2012 John resumed the internal credit and collateral reviews. It was John's promotion last fall to SVP/Chief Credit Officer that created the opening for Internal Credit Reviewer that Sue is now filling. The Association will continue to hire outside parties for the collateral review and internal audit.
Please join me in congratulating Sue on her new responsibilities!
