Friday, March 21, 2008

Dairy Herd Mgt Class and NxLevel

On 3/18 Loan Officer Morgan Greenwood went to VTC to meet with the Dairy Herd Management class. The class consisted of seniors (2nd year) some were going on in the 2+2 program to UVM or some type of higher education and some were going back to family businesses or to work out in the industry. Morgan talked about how she got to where she is, her "2+2 experience," internship, college, her worst and best days on the job, reviewed the 5 c's of credit and what a lender looks for in a prospective borrower. Chris Dutton, the instructor, presented different scenarios and asked Morgan to respond how she would handle them as a lender.

On 3/19 Morgan met on a Lender Panel for the NxLevel program run byDennis Kauppila through UVM Extension. The class is made up of people that are looking to start small ag businesses. Morgan discussed what Yankee Farm Credit is and who we lend to. The lenders collectively talked about the 5 c's of credit and answered specific questions that the class had.